Licences and penaltiesQuestion 142 of 328

Which vehicles must be insured in Ontario?

  1. Only vehicles used for work
  2. Only vehicles driven on highways
  3. Only vehicles that are less than ten years old
  4. Any vehicle that has an Ontario registration
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Correct answer: Any vehicle that has an Ontario registration

Auto insurance is compulsory. Proof of it is needed to register a vehicle or renew registration.

Source: The Official MTO Driver's Handbook (Ontario Ministry of Transportation), Vehicle insurance and registration, Auto insurance – it’s the law!

Practice licences and penalties

Questions last reviewed: 18 October 2026