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Licences and penaltiesQuestion 163 of 310

What happens to a driver's position on the Driver Safety Rating scale after a year of safe driving?

  1. The driver moves up the scale and usually pays less
  2. The driver moves down the scale
  3. The driver stays at the base level
  4. The driver pays more
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Correct answer: The driver moves up the scale and usually pays less

Safe driving moves a driver up the scale, which usually lowers premiums.

Source: Driver's Handbook (Manitoba Public Insurance, February 2026), 1. Driver Safety Rating, page 122

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Questions last reviewed: 18 October 2026