California Permit Test Coach
Insurance and collisionsQuestion 222 of 229

Who takes financial responsibility for a driver younger than 18 years old?

  1. The DMV
  2. The school of the driver
  3. A parent or guardian
  4. The driver alone
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Correct answer: A parent or guardian

A parent or guardian pays for damages if a driver under 18 has a collision.

Source: California Driver's Handbook (DL 600, California DMV, 2025), Section 10. Financial Responsibility, Insurance Requirements, and Collisions: Insurance Requirements, page 76

Practice insurance and collisions

Questions last reviewed: 18 October 2026