Licences and penaltiesQuestion 390 of 412

You drive with the wrong licence class or break a licence condition. What may happen to your insurance?

  1. Your insurance premium falls
  2. The insurance claim may be denied
  3. Nothing changes
  4. Only your passengers pay the costs
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Correct answer: The insurance claim may be denied

You could pay for your own injuries and damage to your vehicle or other property.

Source: Learn to Drive Smart (ICBC, 2026), Chapter 9, Your licence: Outstanding fines and debts, page 154

Practice licences and penalties

Questions last reviewed: 18 October 2026